Question 1

Does CompWise replace legal advice or broker guidance?

Accepted Answer

No. CompWise is an operator-friendly starting point. It helps you frame the right questions, document your facts, and find the right source faster, but it does not replace counsel, a broker, or the state agency language.

Question 2

Why does the tool sometimes say Verify instead of exempt?

Accepted Answer

Because carve-outs are usually where teams get burned. Domestic workers, farm labor, family labor, mixed contractor setups, and owner elections all create state-by-state nuance. A cautious Verify result is more trustworthy than pretending the edge case is clean.

Question 3

How fresh is the state data?

Accepted Answer

Each state record carries an as-of date and an official source link. The app is built so changing thresholds and state notes live in editable data, not inside the decision engine itself. That makes updates easier and reduces the chance of stale logic hanging around in hidden code paths.

Question 4

What if my company operates in more than one state?

Accepted Answer

Use the checker as a per-state first pass, then compare another state from the result view. Multi-state employers still need to confirm payroll allocation, employee location, and any state fund requirements before they finalize coverage assumptions.

Question 5

What should I save after I run the checker?

Accepted Answer

Save the state result, the as-of date, and the official source link you relied on. If you speak to a broker or payroll partner, add that written confirmation to the same record so your team can defend the decision later.

What CompWise can answer, and where it draws the line.