A calmer starting point for workers comp requirement questions.

CompWise exists because most workers comp research starts in the wrong place. People land on quote funnels, random blog posts, or stale insurance summaries, then try to reverse-engineer whether coverage is actually required.

This product is meant to be the first pass, not the final authority. We translate the usual state-by-state requirement patterns into a cleaner decision flow, show our assumptions, and keep the regulatory data separate from the logic so the tool can stay usable as thresholds and rule language change over time.

CompWise is deliberately conservative. When the facts are messy, we say verify. When owner-only firms look exempt, we still tell you to check contracts and official guidance. And when coverage looks required, we point you toward the next compliance move instead of pretending the answer ends with a badge on the screen.